Code

Message

Description

 0 OK No errors, success.
 1 E_MISSING_REQ_PARAMS Some of the required fields from the POST request are missing.
 2 E_SIGNATURE_FAILED The parameter ‘signature’ is not valid.
 3 E_SYSTEM_ERROR  General system error. Please contact myPOS support.
 4 E_INVALID_PARAMS One or more of the other parameters from the request are not valid.
 5 E_ UNSUPPORTED_CALL  
 6 E_DUPLICATE_TRANSMISSION The error will be returned when the partner system has sent a duplicated request (based on the call method and the ruid for a particular partner).
 7 E_INACTIVE_TID The error will be returned if the terminal is not Active.
 8 E_INVALID_TID The error will be returned both if the TID is incorrect or if it is already assigned to a partner.
 9 E_NOT_SUFFICIENT_FUNDS  
 10 E_TRANSACTION_NOT_PERMITTED  
 11 E_PENDING_REQUEST The error will be returned when there is a pending request for this TID. The partner system must cancel the pending request first in order to submit a new one. The ruid will be returned within the status_msg property of the response.
 12 E_EXEEDED_ACCOUNT_LIMITS The error will be returned when the transaction cannot be processed because of reached merchant’s wallet account limits.
 13 E_UNSUCCESSFUL_PAYMENT  
 14 E_CANCELLED_PAYMENT  This message will be returned on MPRGetTxnStatus when the partner system has cancelled the payment via MPRCancel call. 
 15 E_PENDING_PAYMENT  This message will be returned on MPRGetTxnStatus when the payment request is not paid and not cancelled yet. 
 16 E_TIMEOUT   
 17 E_TRANSACTION_IN_PROGRESS   
 99 E_UNDEFINED_ERROR Other unspecified error.

 

 

Specified transaction declined messages

Response code

Error message, displayed on myPOS device

Description

01 Declined by Issuer (01) Refer to card issuer.
02 Declined by Issuer (02) Refer to card issuer, special condition.
04 Hold the card (04) Retain the card if possible and contact customer support for further instructions.
05 Declined by Issuer (05) No reason provided.
07 Hold the card (07) Retain the card if possible and contact customer support for further instructions. Special condition other than lost/stolen card.
10 Partial approval (10) The transaction is partially approved.
11 V.I.P approval (11) The transaction is approved for a special customer.
12 Invalid transaction (12) A parameter of the transaction is not correct.
13 Invalid amount (13) The transaction amount is incorrect. Maybe a result of currency conversion or the amount exceeds the maximum for the card program.
14 Invalid card number (14) The card number does not exist.
15 Invalid issuer (15) The issuer does not exist.
19 Repeat transaction (19) Re-enter the transaction.
41  Lost card (41) Retain the card if possible and contact customer support for further instructions.
43 Stolen card (43) Retain the card if possible and contact customer support for further instructions.
51 Insufficient funds (51) The client must contact his/her bank.
54 Expired card (54) Check the Expiry date, embossed on the card:
▪ If the date is in the future, retry the transaction.
▪ If the embossed date on the card is in the past, return the card to the cardholder, and advise them to contact their card issuer for renewal.
55 Incorrect PIN (55)  
57 Transaction not permitted by Issuer (57) The client must contact his/her bank.
58 Transaction not permitted on terminal (58) Check the terminal forbidden operations at account or contact Customer Support.
59 Suspected fraud (59) The card might be fake or stolen.
61 Exceeds withdrawal limit (61) The client must contact his/her bank.
62 Restricted card (62) The client must contact his/her bank.
63 Security violation (63)  
65 Exceeds withdrawal frequency (65) The client must contact his/her bank.
75 PIN tries exceeded (75) The cardholder has entered his/her PIN number incorrectly too many times. Refer the cardholder to contact his/her bank, and request another form of payment.
76 Unable to locate previous message (76) There is no match on the retrieval of the Reference number.
77 Wrong previous message (77) The retrieval of the previous message is located but its data is inconsistent with the original message.
78 Block first used (78) The transaction is from a new cardholder and the card is not activated or unblocked.
80 VISA unavailable (80) VISA transactions with Private labels or cheques are unavailable cause of invalid date.
81 PIN cryptographic error (81) Error found by VIC security module during PIN decryption.
82 Negative CVV results (82) Negative CAM, dCVV, iCVV or CVV results.
83 Unable to verify PIN (83) The PIN of the card could not be verified.
91 Issuer unavailable (91) The card Issuer is temporarily unavailable.
92 Wrong destination (92) Destination can not be found for routing.
93 Law violation (93) Transaction can not be completed due to law violations.
96 System malfunction (96) The system has malfunctioned or there are error conditions in certain fields.
AF Transaction is declined (AF) Transaction declined / authentication error
TR Transaction is declined (TR) Transaction declined / the transaction is approved by the Issuer, but the terminal denied the transaction 
TR Transaction is declined (TR-02) Transaction declined / error when performing EMV command. Probably the card was removed.
TR Transaction is declined (TR-11) Transaction declined / the transaction is approved by the Issuer, but the card denied the transaction.
CC Transaction is declined (CC) Transaction declined / customer cancelation
EE Transaction is declined (EE) Transaction declined / encryption error
__ Transaction is declined (any other response code) General message for all other response codes.